Right i'm usually figuring out 100 ways to try to keep borrowers/homeowners in their properties  and even lowering their payments at the same time.

Expenses, vacancy and taxes can be much lower that other areas.

Maybe we can hook-up there.Jacob,I think just some neighbohoods in the northeast and some neighborhoods in the lower valley you have to watch out for.

We can certainly afford our current (and potential new lower) mortgage, but we'd need a workaround...if one exists.Anyone have any creative financing ideas about how we might be able to accomplish the downsizing with the variables I've presented?

It should work fine, particularly if you have access to folks who need less space and lower rents...think students, medical interns, etc.

I've seen CTRs nearly triple after updating ad copy with headlines such as "Looking For A Lower Price?

If they go up the year after you buy for more than you paid you can easily protest yourself, show them the closing docs as well as any pictures of the property (the worse the better) and they will usually lower it to the price you paid since that is the true market value.

Basically lead paint on window sills (5ft or lower), handrails, and railing caps. 

Daniel, considering your timeframe the positive cash flow and the fact that you’re not reporting to any investors, you’ll have very little stress with what you’re thinking.

I got in at a lower rate on the duplex 10 months ago and if I refinance, I’ll lock in almost 100bps higher rate (I believe).