I found it myself on Redfin and gave a low ball offer, the bank countered a little higher and we accepted.

Your “what” questions are really key and a great takeaway I use from the book never split the difference.I’ve found that the best negotiators are those who first listen well and second aren’t afraid to start with an uncomfortably low offer at first.

Or maybe I have too many expectations as a privileged white man who is now living with low-income.Thoughts? 

Single family rentals work, but a low DTI ratio will make it harder to get loans.

I noticed your current rent of $930 is low for the $1,180 Westchester allows for S8 housing.

Property is on the low end valued at around $650k with frontage on main freeway, high growth area.

It appears they have only completed a handful of these homes, which are notable for their amazing low cost ($54k~ show in the permits, they appear to sell for them for $68k).

Forget the gun, chances of actually drawing and hitting target is extremely low.

We have both of our cars paid off as well and keep monthly payments uber low on everything from groceries to insurance.      

I was talking to a loan broker telling him my situation but he says that most people don’t like to wait and could work with scores as low as 500 but I couldn’t imagine how it would work with the interest rates.