$30K in gross annual rents before taxes, insurance, maintenance and vacancy allowance on a $600K asset is probably going to net you less than 2% annual return. 

Hi - I have a couple of SFH in Tucson, AZ and am looking to shop for better rates for the home owner's rental insurance.

@Lindsey Orr no problem make sure you have a real estate attorney review the document before use to ensure safe practice during transaction most will do this for free.

And of course since I was thinking real estate I screwed up and put commercial real estate adjuster instead of commercial insurance adjuster. 

You can purchase state specific, lawyer drawn-up documents (lease, application, pet lease, etc) right from Bigger Pockets at: https://get.biggerpockets.com/forms/index/I checked and the do have Ohio forms.

sorry for not answering,thank you for your input already talked to the team, going to talk to our lawyer soon to draft some documents 

A couple questions I brought up was how can we protect it for them loosing to insurance companies or medical (nursing home) with declining health?

(a) If a condition results from an insured casualty loss, such as fire, smoke, hail, explosion, or a similar cause, the period for repair does not begin until the landlord receives the insurance proceeds.

This ended up costing around $25,000 (not including loss of rent during this time).The painful part of this is that at least as of right now, his insurance is saying this is not covered as part of his policy.

Certificate of EligibilityA document issued by the Veterans Administration that certifies a veteran's eligibility for a VA loan.