I also have a local bank that does some areas and suburbs of Kansas City, in house portfolio loans.  

No afternoon filled with video games , take your son to work day .  

The game is to get you engaged enough so you think you are headed somewhere but just need a little more training that you have to buy, of course, from them. 

the best is when you find a retiring landlord wanting to dump his portfolio and willing to do seller financing with a low down payment ( 10%)and low interest 4-5%

Alternatively you can do a portfolio or Non-QM loan, these loans are designed to be in the LLC's name but require a personal guarantee.

Seeking guidence in advancing or growing my current multi unit investment portfolio.

That negative statement is about you, not about them, and you definitely come off as some kind of scam.If you're trying to do this business with no money or investment of your own, then you're very new in the game and this type of transaction is what hurts the reputation of investors. 

I just don't see negotiations as a zero-sum game.

@Dolly La Salle Those numbers will vary by the type of property you’re looking at.Our portfolio is 50 to 80 years old and we expect about 10% of gross rents in maintenance. 5% is a good vacancy rate.

I have no W-2 income, but my wife does and i have strong cashflow.Would it be better to go for a portfolio loan or go through each one individually?