Do you think this is because MF inventory is less than the SFH inventory in certain markets and therefore they are pushing towards a greater chance on SFH sale? 

We estimated 10k a month would be enough.

My experience has been the more time you put into something and hustle, the chances of you hitting that lucky deal increases.I am in the second full month owning the property and I feel confident that I am going to hit the numbers that I modeled. 

Have you shown her that buying in the right location and proper screening of tenants will reduce the chances or "tenants trashing up the place?"

By chance, is the homestead road the real estate firm located in the twin cities area?  

However, the chances of you ever receiving that money is slim. 

The bank almost certainly will NOT go out of pocket to resolve this so it will be up to you to estimate the cost and adjust your offer accordingly.

They will come up with an estimate to do the repairs. 

I didn't even had the chance to place an offer  before it was gone.

They tend to care more about an A plus location then the cost per sq ft in rent as they believe the location will drive higher sales.Regional to mom and pop tenants are more sensitive to being in a high end area but not the most expensive center or corner where they feel they have to drive very high sales to have a chance of being profitable.