Hey @Matthew Swearingen - as someone else pointed out, you may not be getting the best response from agents because there are a bunch of "tire kickers" out there that never actually end up pulling the trigger on a property.

So, if you're not going to do the work yourself, or if you don't have some magical contractor that can do it cheeper (and better) than anyone else, the only reason not to buy it finished is if the price you get it for, combined with the price you're paying to fix it, combined with a very healthy margin for your risk and the inevitable surprises....

You are also going to want to make sure that you have experience in the space either from yourself or someone else otherwise it will be difficult to attract investment.

I am worried that if I go ahead with the repairs that I will be too short on cash when something else breaks down. 

But, then I remember that real estate is like anything else - things are always changing.

4.6% is a great rate 9n a commercial property so I'm not sure I would mess with that unless you could get a long term, fixed rate loan.

Your tenant is affected and can't pay the rent, and you can't find anyone else to rent the place(s) unless you decrease the rent so low that it's taking money out of your pocket in order to not foreclose. 

More than likely, anyone that advertises properties for sale, introduces a buyer and a seller, writes a contract, seeks properties for sale in order to resell to someone else, or anything else related to the buying/selling of real estate in exchange for any type of fee, commission, etc. will need to be licensed. 

Hope you sell fast, can't wait to see what else you put on here!

I agree with everybody else.