An investor doesn't pay asking prices or waste their time trying to negotiate 5-10% off asking price.An investor calculates an offer price based upon what price it will take to make their ROI target number work!

Does anyone know any companies that will insure conditionally, based are her remediating the issues after close?

If you are Chicago based, we have a fantastic community for sure.

@Jason WrayI don't think anything at a solid price point like that is "cash flowing right out of the gate," unless you are assuming an all-cash purchase and excluding debt service.  

While I can't definitively say which are the absolute top 5 zip codes in Columbus, I can help you narrow your search for Class A neighborhoods that offer a good balance of rental cash flow, low vacancy rates, safety, and strong school systems.Some promising areas to consider based on general market research include New Albany (43064), known for excellent schools, safety, and strong rental demand, although cash flow might be lower due to higher property values.

From a purely financial return POV, cash is a smarter move than using debt on a lot of deals.  

That hurdle will likely be a major roadblock to really scaling your portfolio, as I don't know any successful investors that have avoided debt entirely.

When coupled with a good homeowners insurance policy, you can have most of your bases covered.An example would be.....if my A/C unit dies, then I would call the Home Warranty company to come service/repair/replace it. 

This is absolutely abhorrent lending behavior and was somehow approved by a committee consisting only of the CEO,CCO, and EVP.Nitya Capital is a Texas-based real estate investor founded and managed by Swapnil Agarwal.

Most lenders will cap your leverage based on the ARV.