Then there was crickets from @Tom R after criticizing the feedback he was getting.

@Paul S.Yes, I’ve read your past comments with appreciation and it’s made me become more critical about the pros and cons.

v=4e-gtku8dFI&featur...Please free to give me any constructive criticism on the video/story side of this.

I would agree that the project manager is critical.  

I took the REDI Foundation course a few years ago, and it was critical in my carree creating a development Company.

@Jacob Mitchell some good info here, but I think people are missing the point and not giving you the straight answers that you need.One critical part that you mentioned is multifamilty (2-4 units).

(I'm in the gathering data stage and just about to build a few critical REI websites) :)Amy Greenberg

It is impossible to say yay or nay without the details of the situation, but an experienced investor knows what to do, including gathering the critical information even before setting up the deal, or declining it.The limiting effect on credit is temporary, it may turn into a benefit further down the road (around 12 months or so, depending on the lender), so it's about if it's needed and when.

But,  I want to hear another critical thinker with their creative strategy thoughts.

Know how to take constructive criticism.