That is creative financing, that and using other assets to reduce risk, make additional income to apply to amounts owing, trading assets, collateralization of other assets and timing of the credit extended.All of these aspects must still take into consideration a borrower's ability to pay, the more creative you get, the greater the burden becomes on the lender to ensure the loan is possible and not predatory.

However, after looking into it it looks like no bank or lender would lend (even on a great deal) to someone without an extensive history of deals or collateral. - I can provide numbers if that helps with the question.Questions:1.

Only when they are confident they'll get all of their money (or property) back through collateralizing their loan, through taking out insurance, through automatic payments, etc., do you talk about how they will actually make more money (the interest) through seller financing than through selling to a conventional buyer. 

To clarify, I currently don't own any property or other assets that could qualify as collateral - In this case, I believe my only option would be to take out a small business (unsecured) line of credit? 

Are determined they can do work they have no experience in, they expect me to trust their word instead of proven ability to fix my collateral.....get a contractor!

You'll be bidding down to 4-5% interest tops, maybe 1-3%, on a decently collateralized certificate.  

I'm just wondering if it's typical for people to have 20yr fixed loans on investment properties without providing other forms of collateral.

Borrower gives an interest in the property as collateral.  

Think about maybe putting one of your other rentals as collateral bringing the down payment to 0 or very little less.

Hello All,I bought a note (CFD) about 3 weeks ago and it boarded to my servicer as a REO; What seems to have happened is the hedge fund started forfeiture and by the time the collateral was sent to me, the homeowner had already received the notice of eviction from the court.