As Denver has just been rated the hardest place for a first time home buyer, I've started a list of things that I think help our clients, but am interested in what other BP agents and people have to add to help make it easier for first time home buyers.Write a strong offer letter that's personalized to the place and makes you seem like someone the seller wants to help outIf you know the owner still lives in the place, consider mailing your letter so that it stands out from emailMake your offer as close to cash as possible - this is possible if you go further into the lending process than just getting pre-qualifiedConsider a market that's still appealing, but less expensive and up and coming (aka, talking to you Colorado Springs)Go with a local lender- local lenders return phone calls, work off hours and know contacts in the area- they can make the seller's life (and their agent's life) much easierBe as flexible as possible with your time.

Those who choose to scale up still have to manage the employees.

But, it does show that the assumptions you make when doing your modeling about inflation's impact on your income and expenses can be far reaching over a 40 year analysis.If it matters, this was based on a property in Severance, Colorado (near Fort Collins, Windsor, Greeley areas) but I don't think the property in this example has a huge impact on the difference between the scenarios.

I also live in Parker, and invest in Colorado.

What I love most about Colorado is the people.

So if the fixed minimum is 95% of a current FHA appraisal - then the list price for this house is probably be set at this level?

The seller and the co owner owns the property but the co owner is no where to be found. 

I am looking to move into a different home and am attempting to determine if it is worth renting my current home or just selling it outright.It's a split level foyer home with 2,400 sqft, 4 bedrooms, 2.5 baths, in a nice neighborhood. 

Save up for a down-payment/closing costs/rehab, pay down your debt, get your DTI (Debt to Income) ratio at a good level so obtaining financing will not be an issue.Do not go bankrupt on your first deal, have an emergency fund in place.I think it's crazy to jump in without working on the above first.

I transactional funded and co wholesaled some deals before I started flipping to have money.