Underwriting is primarily based off of the property not the borrower. 

It seemed the appraiser knew EXACTLY how much I was looking to borrow and solely based the results of the appraisal on that.

All you ave to do is do a search for Clayton here and see thousands of people telling their horror stories.

I believe you can search here or on other local to you sites, for a local Roofer that does small repairs. 

I would have to go back and look at the costs and then divide them amongst my properties to figure it out but right now I am paying for the following subscriptions:Guesty for HostsRing CamerasPrice LabsHostfully GuidebooksREIHubZapierSignNowWhen I purchase one of these subscriptions it is usually based on the criteria of how much time can it save me, or how much additional revenue can it make me, or how can it improve my business.  

You might do a search for his posts.

If you do want to transfer the title, you have to be mindful of your lender and willingess to cooperate, be prepared to pay transfer taxes based on the assessed value and other deed preparation & recording fees.Assuming liability protection is the primary reason, what events have recently transpired that have you concerned? 

I have a friend based out of Atlanta that helps folks nationally.Please feel free to reach out in the DMs or contact info in bio - happy to help however I can!

My understanding is that DSCR appraisals are on the basis of market rent and property value based on comps.

I think this is all based on preference.