The authorization to release lets me talk with bank.

If that doesn't work you can follow with the 'nuclear' option of officially evicting them and hoping they 1) get served before they leave, 2) don't leave the state, and 3) care about an eviction on their local record.You can also try charging a higher security deposit next time, but that isn't always realistic in these economic times.

You have to start by getting authorization from the homeowner.

I'm not an economist either, but I do read and study those authors that are.

Generally, each Lender will require:1) Hardshp Letter2) 2 Most recent Bank Statements3) 2 Most recent Pay Stubs4) 2 last Tax Returns5) Financial Worksheet6) Purchase Contract7) HUD-18) Authorization to Release Information- This one is sent FIRST.If you want to know what the Lender is going to require, call and ask.

As expected, my negotiator claims that she doesn't have the authority to change the language of the letter but she refers it to the person that actually can.

And what makes it binding (no one can steal deal from you) is that there is consideration ($$) ie an earnest money deposit. with short sales you need more paperwork hardship letter, authorization release, taxes stubs and a couple more items.

When I talk with him, he says he's just waiting on a couple things to get back to him, then he calls the homeowner and says unless he gets authorization to speak with the realtor instead of me then he won't continue.

Authors are Michael and Jane Stern, they live in Ct.

So use two forms.Second if a tenant buyer asks you about who is on title, which has happened to me before, I explain to them that I am partnering with the owner to sell the house, and that you have authority to sell the house.