The opposite applies for residential.

If you decide to join night of they’ll apply the $20 to your membership. 

This allows the client to take the additional amount they may have had saved for a Down Payment, and apply it to their offer price. 

So when I'm running rough numbers, should I only apply the principal and interest costs to the 45%?

Built-in Roth components, spousal contributions, and an additional tax exemption also apply to the Solo 401k.

I was going to play it safe and stay local in my Tampa Bay market, which means the cash would be a down payment for a multi family property in my area since everything is so expensive (also rents aren’t amazing, 1% rule doesn’t apply in Tampa’s market).I am now tempted to try an out of state market where I can use that cash to buy a multi-family property outright and then cash out refi to buy another multi-family.

How should i contact her after the 5th day and how should a late fee be applied and collected ?

It is usually far less expensive to do the rehab.....in my experience...you can even do a 'to the studs' remodel for less than new buildSometimes it is advantageous to keep a portion of the old house to conform with setbacks....don't know if this applies to you?

I’m in the process of applying for a loan for my first investment property.

The fourplex only exists because the zoning has been grandfathered in, on paper it is R2.This is my understanding of how SB 330 would affect my project:If I raze the building, I can't build anything less than four units ("An affected city or an affected county shall not approve a housing development project that will require the demolition of occupied or vacant protected units, unless all of the following apply: (A) (i) The project will replace all existing or demolished protected units.)Additionally, because the units exist under rent control (market rate), the rents of the new buildings in the future must also be rent controlled.