But I really feel now is the time to jump and start meeting and talking to people.

At closing, you will likely meet at your title company’s office and a title agent will be present.

From what HM told me, in addition to the points that his company charges (Each point is 1% of the loan amount), and the interest rates that you deal with when going hard money, the length of the loans are 6 months and 12 months, there is no multi-year loan.

I would hate to lose the lower rate loan and not be thrilled to give up the prop 13 savings.

My questions are:a) Is it worth paying that 15 year note off earlier with that interest rate?

Nashville sucks for house hacking as most of these properties can barley cashflow anything above a positive cap rate.

Listen to pod casts, read books/forums, go to meet ups and chat with current investors. 2- Take action.

What an unforgettable experience and what an honor it was to meet so many of you!

This is caused by many years of low interest rates, high construction costs & supply shortages, along with high demand from millennials buying first and move-up homes at the same time baby boomers want to downsize. 

Homeowners might have different needs that a single package can't fully meet, and getting everyone to agree on one provider could be a challenge.