@Justin Witt - A transfer most likely will trigger the Due on Sale clause (DOS) - and while in the past, in an environment of falling interest rates and prices might been a rare occurrence, like they say, past performance might not apply to future results, and with rates increasing and "aged" loans (where the bulk of the interest was already collected, since you pay most at the beginning part of the amortization schedule) the banks might be more interested in collecting on the DOS clause and redeploying the money at higher interest (especially if the valuation of property makes for an easy sale in case of foreclosure).

@Matt Millard With a master's degree in economics, I feel about as certain about the impact of negative interest rates as any armchair economist.This is uncharted territory.We can look, historically, at the impact of prolonged interest rate manipulation, but our economic environment really is so different today.Thought #1: Capital and labor markets are more fluid than at any time in the past.

That said, New Jersey taxes and the general economic environment in the city lower the upside.

As people are scared out of the city it leaves a less competitive environment and those who learn to deal with it will prosper.As to the other part of your question, Minneapolis ordinances are just restricted to Minneapolis. 

Most people that complain about low cap rate environments don't understand the nuances of real estate.

An excerpt from the article: “Lynn Grosso, director of HUD’s Fair Housing and Equal Opportunity Enforcement Office, told the Land Use, Property Rights & Environment Committee that a predatory cottage industry has developed for assistance animal certifications.

@Payton Guthrie A transfer most likely will trigger the Due on Sale clause (DOS) - and while in the past, in an environment of falling interest rates and prices might been a rare occurrence, like they say, past performance might not apply to future results, and with rates increasing and "aged" loans (where the bulk of the interest was already collected, since you pay most at the beginning part of the amortization schedule) the banks might be more interested in collecting on the DOS clause and redeploying the money at higher interest (especially if the valuation of property makes for an easy sale in case of foreclosure).A detailed resource on Due on Sale you might want to read is: the-truth-about-getting-around-due-on-sale-clauses.Also, these threads might be worth reading: 386043-bank-called-my-due-on-sale-clause183825-due-on-sale-clause-was-called-by-bank232247-due-on-sale-clauseAlso, FYI - The Fannie servicing guide, for about a year now, explicitly excludes a transfer into an Link.

Only one other federal circuit had considered this issue, but HUD’s rules could impose liability on a housing provider when a third-party is creating a hostile environment for a resident that the housing provider is on notice about but fails to take prompt action.The court accepted HUD’s interpretation of the FHA in its rules and ruled that a housing provider could be liable for failing to prevent tenant-on-tenant discrimination when it is on notice that the discrimination is occurring.

He is also creating hostile environment for the tenant upstairs).Based on NJ law can I choose not to renew the lease or am I obligated to renew his lease?

I currently work in the IT field full time and support a Gsuite and Amazon AWS environment on the side for a client of mine.