Whatever floats your boat. 

I'm much in the same boat as you and that's what I'm doing. 

@Nikki O.Reading your post and I’m in same boat.

@Chris Perrin I am also in a similar boat; I did not just move to NH, but I am relatively new to RE investing in the NH area and would also like to attend RE events and network.

welcome Jennifer - My wife and I are in the same boat and looking at different areas to invest around the Springs.

I took my wife and some friends out on my boat for a little dinner cruise a couple of days ago (on a Monday evening).

I am in the same boat as Tom.

I would estimate it's around 113%- so higher than 110, and under 125%, but apparently my mortgage is not owned by fannie or freddie, so I don't qualify for the making home affordable program wor whatever that's called.That said, now that I realize I hadn't taken the closing costs into account (and that they were much higher than I thought), it seems both solutions put me in roughly the same boat, at least as far as monthly costs in the near future, and the effect on my ability to purchase a new home.Just looking at the personal loan products I've seen available, I'd estimate that either option will leave me with a payment upwards 8-900$ a month, which drastically reduces my ability to hit my ultimate goal which was to get into a larger home for the growing family.Looks like I will have to keep tossing ideas around on this one, but I may ultimately just be stuck for now...

So you see, these other people here are major players in our market and hard to believe, though I do like heated discussions I dont really want to rock the boat and have other guys calling me blasting me bc I sent one of their buyers a post card solicitation in the mail.

every time i deal with one of these guys that disappoint me, i tell myself that i should go back to doing these things myself. i know how to do them and have done lots of projects, but i am trying to get away from that.J Scott is right, but he is saying it becuase he has a great crew that he could rely on. most of us are not in that boat and struggle to find good help/people.i am just lucky that the guy i was using finished the windows. otherwise, it would have slowed me down a week until i found someone else that could do the job. the last thing i wanted is to change conractors in the middle of the project.btw, his bill came and some of the prices are inflated. some are new items that we never discussed. i think he thinks i will not notice. he even left money on the table since he had the chance to finish 1-2 slabs of driveway concrete for $1k, and will not come back. there are many mistakes/gross imperfections with the drywall he did, as well as he did not cleaned up AT ALL after himself, so i will be reducing the amount i pay him. the truth is i just wanted to reassure myself that i was doing the right thing by deciding it's time to part ways. that was the reason of this thread.