I just get a little peeved when someone is charging 15k wholesaling fee but can't read a standard FARBAR.

The difference is that a bank might charge you 4% interest while a hard money guy will charge you 12%.  

Doesn't matter how much you caulk it won't stop them, chemicals will wash away, my bug guy charges me 40 bucks for an outside spray...The problem is the food...The cat must not be eating the food right away or is leaving something in the bowl. 

What is the world going to be like when they are in charge?"

He has a drug possession charge from 6 years ago and a DUI from 7 years ago.

Is there a way I can still charge utilities to the tenants on the second floor?

Lenders may have greater responsibility imposed on them for the amount their partners charge.

I know it is a much more profitable way to go, as the private lenders do not charge as many points as a HML, if any and maybe the closing costs are a little cheaper.  

I am currently charging him $1400 per month which covers the mortgage and taxes, but that is about it.

However, I did have "that one" who charged me $500, then didn't follow-thru on his contract.