-Toilets that don't clog easily (I like Toto)-A single heating system with submetering or heating added into the rents can be more affordable than maintaining independent systems (be warned though that you may have to administer the bills with submeters which is definitely a time consumer)  Electric baseboard heat can require no maintenance for several years (but is typically more expensive to operate depending on energy costs). 

Inside the industry "FHA/VA" are lumped together frequently.A day 0 problem I encountered when I left the bank to become a broker was that sometimes consumers thought my VA/FHA was a "red flag" b/c it was "too low." 

They may have switched banks or become a broker (generally in either case they would have done this for a reason that benefits a consumer, post-crash there isn't otherwise a lot of variance in terms of pay in our industry), but if you google "FirstName LastName Mortgage" I bet you will find them.If not, give a local mortgage broker a call. 

So the RE sells for more than we desire to pay.It is also time consuming to do the desired due diligence.  

I consume my books via audio versions, just easier for me.Just finished how to win friends and influence people.

Considering you have 3 properties, I bet with a little belt tightening you can still aggressively pay down any consumer debt.

None of the major quality solar panel manufacturers sell direct to consumer because they deal only in volume through sales channels with established installer partners.

Theres a lot of information on the department of consumer affairs website.

One of the top LOs in my market isn't on any charts or anything, b/c her assistant's assistant is the loan originator of record on all the paperwork (but no Realtor or consumer ever notices that).... hate to stereotype, but typically men are damned sure to make sure it's their name on everything. 

The property manager's statement in his 8 Nov 2019 letter that “this judgement will create a second-place lien against your property for a period of six years” presupposes a ruling in his favor and will be filed in continuation of existing documentation of his harassment toward the owners. 5.The owners will present documentation of all statements in this memorandum for the court and furthermore will provide public reviews of their experience with this company services for consumer welfare."