It is a combination of an art and a science.  

Square or Paypal are virtual banks, but same regulations apply, but they have less manpower or knowledge to deal with customers.

I recently got my associates degree in arts from USC Sumter in South Carolina.  

Hi All - I'm a new virtual wholesaler operating in the Buffalo, NY area. 

We are a large-volume virtual wholesaler, and work with all types of people.  

and between us we have $470,000 cash liquid and $600,000 in ROTHs..HERES THE POSITION OF THE TWO OPPOSEING POSITIONS:partner #1 - use all BUT $100.000 of liquid cash, sell off 50 oz of gold , 125,000 wholesale value of unset  precious GIA certified gemstones and  an art collection to be auctioned and pay off the 10 houses that generate then $14,700 a month in gross cash flow before taxes and insurance WITH THE ABILITY TO RAISE THE RENTS EVERY YEAR SINCE THE CRASH...then switch focus to direct mail and wholesaleing and get out of the flipping in a volatile market that is at it's probable peak....only do a couple flips a year INSIDE the ROTHsPartner #2 - Keep plodding along and stay liquid with the $450,000, borrow hard money for the flips at 10% and use the cash to rehab and let the tenants slowly keep paying down the properties while switching focus to direct mail and wholesaling..

If you buy the rental without any mortgage, you are virtually buying an interest paying account with cash flow (rent).  

Now, I've discovered the beautiful art of Wholesaling.

And then via a craigslist post offering my virtual assistant services, I crossed paths with another crazy smart person who has 80+ MFH units.

Anyone have a good system they use for their wholesaling, or virtual wholesaling?