Id start with a 30 year, give myself the extra cash flow for unexpected expenses, and then figure out what I want to do with a refinance (depending on the income).

Even when you have conservative estimations for cash flow, unexpected costs can eat into that cash flow so I can't imagine going in knowing CF would already be negative. 

I know there can be unexpected expenses but remember this is a new build.

I have student loans, medical bills form a bad accident, and some dumb stuff from when I was younger.  

Looking for some advice/thoughts on how to analyze the decision on if I should sell a rental property.  Long story short - my tenant contacted me wanting to know if I would be interesting in selling the property.  The...

I ended up here almost by accident but I wouldn't move now and do this job elsewhere in the USA for anything less than eight figures.

Equity, healthy reserves to cover the unexpected, some cash to take advantage of unexpected and outstanding opportunities, and perhaps as important as these things, a steady hand and a healthy longer-term perspective.

The Snow removal guys lost money on unexpected warm weather.I am wondering if it is possible to finance 20%down with a business line of credit.

However, if animals have accidents they should clean them promptly and the basement is not to be used as a toilet. 

The numbers were too good to pass up, even if there is some unexpected challenges along the way.