Without 25% down I don't see how you will qualify for non owner occupied traditional financing for an investment property They'll want to see your personal income taxes as well.

I'm not totally familiar with the area, but it seems that those who want chic and modern would gravitate toward the Coal Harbour side and that those who want to live in English Bay would be looking more for rustic and traditional.

If you are burning gas/wood/coal, etc, then you need both a vent (traditionally air from the room) and an exhaust (the chimney) - this is the draught you feel.  

I've received about 15 calls so far from my first direct mail campaign and while none of the prospects are promising wholesale deals, 3 of them are considering letting me list their property traditionally.

@Greg Hall  That may be it....this was actually a property that showed up on my cash buyer report through MLS...I have never really explored cash buyers until recently and found this a bit odd...I have seen this before on manufactured homes due to inability to gain FHA financing, but never a traditional framed property.

I always have my cleaning people go through every drawer, cabinet, medicine cabinet, appliance and anywhere else trash or pests (or pest feces) could be to make sure everything is cleaned out prior to them moving in.

I went the traditional route.

I think it's hard to argue that agents aren't overcompensated.Here's why this will fail: "Trelora's model is also different in that it pushes for flat fees on both sides of the home transaction, something traditional brokers argue will trigger a destructive race to the bottom."

If your worth a few hundred million, then you might need to do that,,if not, get a several million dollar umbrella policy treat people right and keep your properties up to date.To get maximum cash flow you need to get a 30 year traditional mortgage at around 4 1/2-5% locked in for 30 years, not a commercial loan at 6-7% that the rate is only locked in for a few years.Your allowed to have 10 mortgages in your personal name, use those first, if your spouse has income and can qualify for mortgages, put 10 in his/her name,,,There are very few (but I didn't say there weren't any) reason for a person starting out shouldn't be putting properties in their personal name unless they are worth a LOT of money, as long as your dealing in single family.Take the time your spending looking at different corporate structures and spend it looking for a deal and putting in offers.andy

Out here, paying points at closing, monthly interest payments, and then paying the principal off when you sell are traditional.