Do I need to contact a securities attorney and create some kind of real estate fund, or can this be done with a regular business or real estate attorney? 

Do you just get another hml or gap lender to secure the rest of the deal?

The LLC could be the borrower and execute the Note, but the individual owner would need to execute the security instrument... in this case it would be an Indemnity Deed of Trust (IDOT).

I guess it is possible that a joint blew open, if it wasn't properly secured.

The proposed legislation would prohibit IRAs from holding privately-placed equity and debt securities and other investments that require the IRA owner to meet certain minimum financial, educational or licensing requirements.

The property came with security cameras and a Ring Doorbell.

I have a friend that secured a deal on a property in La Jolla with none of his own money because he listened to the owner -- I kick myself to this day because I had talked to the same owner numerous times about other things but I didn't listen to him like my friend did so I missed the opportunity.I had kind of tuned out the opportunity because the property is in a really expensive part of La Jolla and I didn't think I could secure a deal on a $5M house when I was just starting out.But my friend -- who had no more experience than I did -- and the developer he worked with -- and who paid for everything -- made $7M each off that deal because the house ended up selling for $28M.Anyhow, my point is that while you should keep doing what you're doing because there are deals everywhere and you don't need to live near by, don't ignore your own backyard because you probably know it much better than any other area.

Lenders are going to look at your income, your assets, your debts, your credit history, the stability of your income, the amount you are looking to borrow, and the property to be secured with a mortgage.

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The unique ability to offer higher returns to our investors, in addition to helping provide a safe, secure home and care to those that need it most.