You just need to have someone that knows how to talk to listing agents and recognize opportunities.Again, I'm not sure what other agents advertise for services, but these are things we do and what I would look for in an agent.

This has proven to be a challenging process so far

Self-funded college, didn't buy a car because I travel continuously and thus no proven credit track record.Is there a decent way around this to still get a mortgage?

Portfolio of 8 properties built with my own funds with proven track record.

Memphis, I just think there are better returns with better market fundamentals elsewhere, and Cleveland has not proven itself to me as a growth market yet enough for me to be convinced I want to buy there.

I don't own any apartment complexes, but I have learned that it is a whole different ball game that requires a great team, and knowledge to recognize future potential income.

Recognize that RE moves in cycles, and now may not be the best time for you to be a buyer.Either way, you need to zig while everyone is zaging. 

One way this can be proven is by the 3rd party verifier selecting an investor at random and calling/emailing them to confirm their return (or cash flows).

@Laura Richards, do you know off the top of your head if Louisiana recognizes land trusts?

I also see a few Selling Costs that i'm not sure when and how the payments would be made(Particularly Home warranty and Termite letter.SELLING COSTS:Selling Price                      $130,000.00 Commission To Agents    ($7,800.00)**Buyer Home Warranty      ($500.00) **Buyer Termite Letter         ($50.00)Buyer's Closing Costs      ($7,800.00)Seller's Closing Costs      ($200.00)Total:$113,650.00I recognize that these are "selling costs" but do I initially request the loan amount to cover my potential  fees?