So I glad i took the plunged and hope to be of value to some readers on here.But let me know if anyone need anything, will glad to be a good resource and networking and I apologize before hand if i mistyped/misspelled or grammar error, i m a horrible writer,  this is first type and post..lol. 

Very few if any lenders in today's market place will allow the borrower to order the appraisal and banks don't allow it because its not legal for them to allow clients to do that.you can have your own appraisal and most of us that are in the business may look at it for reference but we will order our own.The main reason Account Closed is that as a lender you want to be the client who the appraiser is working for.. so you have protection vis a vi their E&O insurance.If you accept an appraisal that the borrower ordered and paid for and they are the named client then you have no recourse at all against that appraisal if there was errors or omission claim  But JJ makes a good point for sure

There are numerous vacant properties in Anderson.

WOW ... how can that be....well now I m looking at purchasing these properties for half of what they bought them for ... for fixing their error I m looking at a 30% + net profit....

This topic has numerous posts and podcasts about it.  

Thanks Joshua,I will definitely take your advice, this first property will be my trial and error property.

I am a landlord with numerous rentals.

I am a landlord with numerous rentals.

There were numerous loop holes for that end buyer.

And every move I made after that was a negative compounding error of a magnitude seldom seen in Real Estate!