In the lending world, there are generally two types of loans, commercial or consumer.

It is detailed and time consuming and pointless if you don't follow the rules.

In B areas, homes will be modest but maintained, grass mowed, no cars up on cinder blocks, etc.After you've narrowed down your choices to your top one or two, just make the trip out to meet them.

With two positive quarters and two negative quarters, Central Arkansas had only a modest increase of 1.87% in 2018.

Consumers are reportedly becoming more specific in their Google searches, and mobile users are more empowered to be more detailed by using tools like Siri.

We are getting close, just finished a renovation on our house too, so all of that is causing us to just save dollars and pay off consumer debt instead of just buying now. 

It is detailed and time consuming and pointless if you don't follow the rules.Also, most banks won't lend money to an LLC.

They handed me like 6 pages they wanted me to fill out first, which of course was all the income and deductions for them - lol - that's the most time consuming part.

Pre-drilling also helps, but can be very time consuming and make sure you don’t drill the pilot hole too big.I’d also highly recommend a decent set of magnetic nut drivers, similar to this:All the best,Sam

Thank you @Jason Hirko I am looking at mostly cash flow and a modest appreciation.