One thing to note is by paying it down, it can hurt liquidity so if that is an issue, keeping it in a bank account would be a better bet, but if liquidity not an issue, then I agree 100%

because the delay issue is a cell phone based camera not connected to wifi at all only on a cell network.

My wife and I decided that we would rent out the house but because we have received a grant for the down payment and closing costs from the city of Baltimore, we are wondering if it’s okay to rent out the property without any issues or they would check to see if we live at the property or we did a mortgage fraud by renting out the property for not living it for 7-12 months.

We have a 3-story apartment building and are having major water (rain) intrusion issues along the back wall of the building.

issue will be if they will not sign it.

I think this is a creative idea with a lot of potential, though also with some unique issues as mentioned above. 

I've found a resource that brilliantly addresses these issues, offering extensive information for investors seeking to enhance their understanding in this field.

One of the tenants appears mentally ill and another has anger issues.   

@Gavin Jex seems like they are trying to help you out, but exposing you to tax issues.As @Chris Seveney already pointed out, one of you will be taxed on the 0% interest loan as a "gift".The other issue is that you will get the property at $170k roughly, and then be exposed to capital gains of the difference between that amount and the market value.Highly recommend you speak with an Estate Planner for possible better options.

Most areas are seller-friendly now so even if you can't make it assumable, what's the issue with a traditional sale?