The only items to really worry about are the slightly higher fees and PPP periods on the loan. 

With the move down in the treasury market, has anyone priced out DSCR loans? 

I get where you're coming from with the concern about the new casino's impact on short-term rentals (STR).

BRRR, short term rental, mid term, long term, house hack, etc???

We have a duplex and a lake townhouse that we rent long and short-term out of state so we have some experience as landlords.

I have a property in Denver that does great with mid-term so I toyed with trying mid-term with a townhome I bought in Kissimmee—not too far from your clients' place.

Over the years I picked business degrees, real estate license, tax preparation training, loan officer licensing and training, investment / CFP training and it is all tied together in one big connected body of knowledge that emphasizes appreciation, debt pay down, cash flow, and tax write-offs...  

If I can get away with putting 25% down on a commercial loan, what am I missing here? 

conventional loan How did you add value to the deal?

Being only about a year into my investing career I'm still very green and don't have many re investing relationships other than my loan officer and realtor.