For the Epic Pro Academy, there's plenty of opportunity to learn and explore investing strategies even if you don't end up a wholesaling wizard.Good luck!

Looking to add this to my overall marketing strategy.

If that market generally isn't profiting, they may or may not consider changing their strategy or location.  

I would like to be able to afford my whole mortgage at 100% vacancy in a disaster scenario, which puts me at buying houses less than 200k at the current interest rates including expenses and insurance.

I'm the opposite....I jut plow ahead and get myself into trouble :-)My business strategy is 'paint yourself into a corner and figure a way out'.

Learn about this strategy so you are ready when you have the credit and cash.

Here are some details that might be helpfulMortgage - 2920 (2.875% interest rate), Property taxes - 1000 per month approximately, HOA - 450 per month, insurance 150 per monthThe maximum rental that I can get for this property would be around 4000 per month. 

Make sure you have the proper insurance and the tenants must have renter's ins IMO.

Here are the details at a high level:Purchase price: 174,000Closing costs: 2,000Down payment: 20%Rental income: 1525Monthly expenses: 487 (insurance + tax)Maintenance: 128 (1% of purchase price)10% vacancy: 150Self-managingI am not sure what interest rate to use to get the monthly mortgage amount.

First of all, are you renting out the entire house or will this be a rent by room strategy?