use a no income verification loan product.

I just want to make sure I'm getting a good product.

If it is the city's zoning the short answer is it depends...I don't know for sure, but my guess is that the loan would depend on the product, not on the city's zoning.

@Cory Newton research "Homestyle" loans if you want a standard conventional product for renovation work where you don't have to live in the home. 

Also look out for companies that are just advertising props owned by other companies - these people are mostly just middle-men trying to get a cut of someone else's product - they have no incentive to keep you happy long-term.

I believe a your license will enhance your knowledge.

Unless your low balling and getting out bid everytime that's another total time waster..Agents that make money learn to week these type of buyers out as non productive let them abuse someone else..

@Rob HalpertThe ARV is based on finding comps for homes that are in the expected final condition, or similar to the quality of the final rehab product.

I would go architectural shingles as it is a much better product, for a moderate price increase.

@Jem JacalaI believe AnnualCreditReport is a consumer product designed to let someone pull their own credit, not others.