Unless you can find a local community bank which can possibly offer different terms, this is the problems you will encounter.

Although you can be successful, I've dealt with numerous scams throughout the years.Zillow has been most helpful.If you have a decent portfolio of rentals, consider using companies like Showdigs or Tenant Turner.

Have any of you encountered a similar situation like this and how did you navigate forward?

Some of these lenders also hang out at REI clubs.Don’t fall for the online scam of private money lists, which are discussed here frequently.

Your little old Aunt Millie might think if you are offering 10% it must be a scam. 

So I was encountered by a borrower who is a wholesaler, and has multiple deals in CA.

The second issue I have encountered is the minimum loan amount.

Because it takes repetition for people to remember things and you have to be top-of-mind when they encounter a potential client for you!

The problem I've encountered is that she's given her attorney the power to sign the contract on her behalf and wants me to send it to him.

If you don't think finance is a big deal I suggest you spend just a few minutes and Google real estate finance scams and penalties for financial crime.