I think that latter bit about retail owner occupant buyers using 30YF Fannie loans being able to buy it is why a lot of investors don't talk about this -- they want to be the only game in town, not competing with buyers allowing emotion and desire to live in the home get involved. 

Think of everything that can go wrong and discuss it now while you are in honeymoon phase so if it does hit the fan, you have already had the plan and not creating a plan when emotions are high.

I think the problem with a lot of this debate is there's a lot of emotions involved with people trying to justify their proffesion or they have had a bad experience before. 1) I like how you conduct your business.

There are no emotions in business just numbers.

Its an incredibly hard, emotional, fearful process. 

Doubtless of your personal experience, after 18 years as a Broker, Investor, and Realtor®, I can assure you... when you generate, you won't have to tolerate the nonsensical, emotional, idiotic Seller.Have a Powerful Sales Day!

Basically think through everything that could go wrong and plan accordingly with legal documents so that you are covered if/when things go south and you can keep most of the emotion out of the deal when emotions are running high. 

I have no emotional ties to the property, its purely an investment for me, so agreed value looks like the best route for me.

I sure hope things go smoothly considering the unnecessary emotional trauma me and my child have been through.

But, I have found being peaceful and having a tenant leave the place in good shape and on time without emotional headaches far outweighs a little money.