You will be able to "house hack" easily while you are here, duplexes are plentiful.

If the high HOAs are an issue, then simply filter them out of your searches on the MLS.

Local allows you to self manage (and potentially self maintain) which you cant easily do out of state.  

This two can easily be negatively affected by an economic recession or downturn or real estate market free fall that makes mortgage repayment difficult because of reduction in cashflow and property value. 

I have take the filters off to double check and when I choose a Quadruplex I get zero.Is there another potential option to make something happen?

The cameras has armored cable that could not be cut easily especially 30 feet in the air.

The issue that I brought up with them is that land trusts, especially if the property is already in my name or company name and I transfer to a Land Trust really doesn't 'hide' the assets as they claimed, since they were originally in my (or my company's name), any litigious attorney can easily find out that I once owned the property and then go forward with suing the land trust as well.

Recent appreciation in So Cal have easily exceeded this amount but I would not want to rely on such appreciation.  

Well both myself and my 2 partners are users of most of the Google apps so it integrates easily.

My credit score is will over 820 and i have a 7 figure portfolio and could pay the $85,000 back in probably 10 months pretty easily without having to sell stocks or refinance properties to quickly get into this multi family investment.Thoughts?