There are lenders that offer 10% down investment property loans as 1st lien HELOCs.

You’re making the classic mistake of pursuing a deal just because the property owner didn’t give you a quick no.If you want to pursue for some reason just make them an offer that’s good for you and after they reject it you can go forward with finding a deal that can be purchased at an “investor” price - or at “investor” terms.Here’s my bias - I don’t waste my time worrying about how much the seller paid, how much he invested, how much he owes, the asking price, what his motivation is (which is probably a lie or “half truth” anyway), whether he’ll be “insulted” by my offer, whether he’ll “like” me or “hate” me.  

However, a big investment like real estate takes careful consideration.

Investment Info:Small multi-family (2-4 units) buy & hold investment.

If you're new to investing, this is crucial knowledge that could save you from legal issues down the line.

Investment Info:Small multi-family (2-4 units) buy & hold investment.

Hello BP community,I’m exploring different financing strategies for my next investment property and am considering using a Home Equity Line of Credit (HELOC) as the down payment for a buy-and-hold property.Has anyone here successfully used a HELOC for this purpose?

Do your own research, develop an investment thesis, and then start checking properties in AirDNA to verify your ideas. 

As long as he purchases at least as much as the investment allocation from the sale. 

I've found that what I value most in regards to real estate investing are the people who know about actual home repair and can approach a sale from that perspective.