Just asking in the interest of avoiding false signals to your local tax commission, should the physical address be the home office or in the state where the activity is generating the income. 

Your agent should help you potentially connect with a local lender (doesn't hurt to shop around for some local lenders either, I typically avoid the larger companies).I would also say that your probably not going to find "the perfect deal", especially your first time around.

Keep in mind there are some smaller banks or lender who have what is called "Overlays" or strict guide lines- So avoid them. 

That said, I certainly want to avoid any losses and so now I'm here.Perhaps this gets outside of the realm of residential.

We unlisted the home immediately to avoid further fines and started the permit process.. our fees for the permit included an extra 461.00 for Surrounding Property Owner Notification. 

This avoids messy arguments and complications down the road. 

Personally, I would try to avoid submetering.

However with good vetting, most evictions can be avoided.

Avoid broker fee's and points and shop the APR. 

So avoid anyone who has an aversion to Title Companies or who see them as impediment to getting the money in your hands quickly.