I asked the people on BP for recommendations and I met with a few before I made my choice!

You CAN pay that if you are buying down your rate significantly but again that should be your choice.  

This may not be the best choice for investing (depending on your goals). 

I see no choice but to but it, because I'll own the whole building.

You will match them in many aspects .Negativity and poor life choices rub off .

This would be the obvious & preferred choice, Andrew. 

North and west tend to be more expensive, with the exception of rougher towns like Lynn and Lawrence.How other investors approach these things is strictly an individual choice. 

It might be how good of a deal you got that influences them the most.The Bank might charge less interest if you qualify but they would look more at you instead of the project and usually take longer to approve the loan and it depends if time is an issue with the owner.A Hard Money Lender would probably be my last choice. 

Good choice.

If covering a couple of holes makes them think that they have made a good choice in a place to live, then cover the holes.