My friend and I are trying to get our real estate careers started, and we're finding it pretty difficult to afford the 20%-25% down payments for the properties in our area.

My budget was tight but I did a rent vs. own analysis and decided to take the plunge and purchase what I could afford.

My only other debt is 250/month for health bills with 2.5 years remaining, retirement accounts (pre-tax 401k, after-tax 401k, back door Roth IRA) as well as start increasing contributions to taxable brokerage accounts (goal in medium-term is to significantly increase this).

My only other debt is 250/month for health bills with 2.5 years remaining, retirement accounts (pre-tax 401k, after-tax 401k, back door Roth IRA) as well as start increasing contributions to taxable brokerage accounts (goal in medium-term is to significantly increase this).

My only other debt is 250/month for health bills with 2.5 years remaining, retirement accounts (pre-tax 401k, after-tax 401k, back door Roth IRA) as well as start increasing contributions to taxable brokerage accounts (goal in medium-term is to significantly increase this).

I think if you can afford the house you should be able to afford a little more to furnish it.

It was all I could afford at the time starting a family and getting them into a home.

It was all I could afford at the time starting a family and getting them into a home.

It was all I could afford at the time starting a family and getting them into a home.

If you can afford get as many units as you can, there is typically more cashflow with 4 units as opposed to 2.