I'm not certain of my debt to income ratio at the moment, but if I try to mortgage out a property to purchase another, does the rental income I anticipate getting from the new purchase factor into the debt to income calculation?

Or how about different ways to structure the debt?  

One thing I learned on this property is the power of using Equity from other deals to cross collateralize and buy additional properties.

And keep in mind the senior debt does not have to allow you to make up payments.. some will but its not a right . 

Fine, you've known each other since you were 6 yrs old, but can you tell me what their credit score is, their debt-to-income ratio, or net worth is (and not what you THINK they have as assets).

Once you have that judgement you can follow your state's laws on how to use it to collect but in MANY cases you will never collect that debt.

Most DSCR loans will carry a  5-year penalty, so I suggest waiting until that is over before paying more than your minimum payment , or you will incur additional fees. 

You can't always house-hack so leverage debt correctly.

I think I moved too slow, although I was using that time to flip properties in Denver to build up additional capital.  

When looking at foreclosure homes, the agents asking price is the same, if not, more than the debt owed.