@Nancy Larcom Yep, there are local and regional variations as well.  

Hello,I am looking for an investor friendly real estate agent in the Rhode Island/souther MASS region.  

As you may have seen on the news (not sure if it's national news, but at least regional) my entire area is flooded.

There are contracts in the FilePlace here, but in case there are "region specific" clauses that are necessary, it would be best to have a local professional look it over.

Here are some of the reasons (in order) that I think can make a depressed/stagnant region unattractive:- Government.

Appreciation is ultimately driven by regional population growth.

Generally you'll need to inquire of smaller, regional banks and credit unions to see if they offer portfolio loans.  

Hello to all the folks in Toronto and Happy New Years!

Maybe try one national bank and a couple local or regional banks.

So keeping that in mind, take my opinion for what it's worth,Sam & Stephen are of course right in that that you need comps (comparative prices for similar properties) for the property, (which I'm presuming is a condo - as I understand avg Toronto price to be similar to Vancouver - about $800K).