Welcome to the site @Quinton Jackson

@Ryan Vienneau ... good morning Ryan I am new to this site and I would like to talk to you in regards to PM in the upstate capital area as mentioned before I’m new to the site so I hope this was the right way to reach out you

I just got pre-approved for a loan but like I have been mentioning, I don't want to settle for a house if I know I can get a better deal on a multi-family with the resources I have.

Depends on the lender, check your Loan Agreement, depending on the term and purpose of the loan, it will specify either monthly payments or a balloon at refi.Read anything on BP, they have the resources you are seeking

Have you ever rented in a large complex with on site office?

Once one of you is a civilian with income high enough to make it relevant (that statement I just made is PROBABLY true, for MOST people), you can actually smoosh whatever remaining VA entitlement is remaining between the two of you in order to bump up what you'd normally be able to get with a VA loan, in terms of purchase price, without putting anything down.

The Xome site says the bid is under review. 

Hi BP,Thank you all for this wonderful forum resource!

Welcome to the site Chris.

After many books and the variety of material here on the BP site and podcast, I am ready to get to work and make things happen.