The problem is that I can't get a loan - I'm too good at taxes, and don't have enough income to qualify for conventional products, and don't have enough portfolio, cash/flow, or experience to get hard money.

You could hire an appraiser on your own and tell him you want to know what the property is worth, not whether or not it will cover the loan.

Don't understand why the loan.  

Kicking myself for not growing our portfolio sooner but better late than never I guess.Here's the thing - We don't live in the US, my husband is a US citizen but since he hasn't lived in the US for many years he has no credit history.Now comes the fun part - we are in a lot of debt where we live (like $115k in loans).

Hi Jose,Have you looked into non-QM programs or commercial loans like DSCR financing?

What kind of loan are you getting?

From getting loans to insurance costs etc, are their fewer people moving to the gulf coast due to these issues?

However, I’ve take five 401k loans up to 50k to buy houses.

My fiancé and I each bought multi families separately in our names so we could each utilize an FHA low down loan. 4) Talk to a local agent, especially an investor focused agent.

Did you purchase a foreclosure on a 2nd position lien that was subordinate to a senior loan which is still in place?