A "safe harbor" exemption would be a Regulation D 506 offering, under either (b) with no general solicitation and  or advertising or (c) which allows for general solicitation and advertising but places stricter liability on the issuer in assuring only accredited investors are allowed to invest and the certification of those accredited investors.  

The Division of Financial Institutions (DFI) states the following:If a manufactured or modular home dealer is acting as a mortgage broker (see ORC 1322.01(G)), the dealer would need an OMBA certificate of registration.

I was contacted by Tony Martinez and what he is / was promoting is tax lien certificates.

@DAn Lohr I may be wrong, but I don't see any municipality issuing an occupancy certificate for these.what kind of trailer are you using as the base, the tires look super small.

I am still learning so much and narrowing down which avenue I want to take is hard, I am also doing a Media Communication Certificate Program.

It's like hedging in the stock market where you can win if the market goes up, down or sideways.The diversified approach looks like 1/3 wealth preservation or super safe strategies like 50% LTV performing notes on cash flow properties or tax lien certificates.

Its nothing too exciting, but being a resident of Texas you need to look at the MCC, mortgage credit certificate.

I did some research and most of what I read said FM is fairly quick with a counter offer, accepted offer, or denial.

Loan Origination Fee $ 900 $ - $ 990 Application Fee $ - $ 270 $ - Document Preparation Fee $ 250 $ 265 $ - Underwriting Fee $ - $ 265 $ - Appraisal Fee $ 460 $ 550 $ 550 Appraisal Management Fee $ - $ - $ 90 Credit Report Fee $ 40 $ 63 $ 22 Tax Service Fee $ 95 $ 110 $ 75 Recording Fee (Deed + Mortgage) $ 170 $ 240 $ - Notary Fee $ 30 $ 20 $ - Sub-total of Fees Above $ 1,945 $ 1,783 $ 1,727 Title Insurance/Endorsements $ 924 $ - $ - Title Closing Protection Letter Fee $ - $ 125 $ - Title Electronic Document Delivery Fee $ - $ 49 $ - Title Endorsement Fee $ - $ 300 $ 452 Title Lenders Coverage Premium $ - $ 699 $ 680 Title Overnight Delivery Fee $ - $ 21 $ - Title-Tax Certification Fee $ - $ 50 $ - Title Owners Coverage Premium $ - $ 50 $ 774 Title Settlement/Closing Fee $ - $ - $ 850 Sub-total of Title Fees Above $ 924 $ 1,294 $ 2,757 Property Inspection $ 325 $ 325 $ - Pest /Termite Inspection $ 55 $ 150 $ - Flood Certification $ 25 $ 12 $ 7 Sub-total of Inspection Fees Above $ 405 $ 162 $ 7 State Transfer Tax (half share) $ 600 $ 600 $ 600 Total Closing Costs $ 3,874 $ 3,839 $ 5,090 

Financial market where previously issued securities (such bonds, notes, shares) and financial instruments (such as bills of exchange and certificates of deposit) are bought and sold.