As a big fan of all things sweet and chocolate, I want to do a bulk business purchase of a chocolate package for myself and the buyer's realtor to be delivered at closing date as a way to celebrate.

As a last note, privacy is king, discretion is paramount when working in the HNW world and as such these fund managers are usually very adept at making themselves appear as just another average investor, utilizing dozens and even hundreds of sub-entities at operational levels.

I just refinanced a package with a new lender and I know for a fect that the old one will take my buinsess back any time.

Google 'revival brothers' has an excel based package called IPA that could be what you are looking for. 

There are still options when it comes to getting exceptions using compensating factors and underwriters discretion. 

I recently had a package take 32 days to travel from OK to MO.

Try and get this Umbrella from the same company.You should ask for agents to quote your new Home, any Auto you have and the new Umbrella as a single package. 

This is supposed to be a community of people supporting each other on their respective REI journeys, not knocking others who you don't even know down without discretion. 

Make sure they are qualified and if they are not use your discretion if you want to use a co-signer. 

GCs add a markup as you get into a full package.