Jonathan,Sounds like a good plan one thing I would offer is consider looking at staying cash fluid and as mortgage rates continue to drop, use the Banks money. 

I can't stand feet, sick people, and nasty body fluid so I could never be a doctor.

Its all about discipline and creating a fluid system in place where one hand washes the other. 

Or, rent it out, or Air BnB it out, you see the point I'm making is that the real estate market is fluid.

The Resident shall keep these areas free and clean of any vehicle fluids, such as oils, etc.

Buffalo is a fluid market with some places getting hot, overpriced, plateauing, and then decreasing or getting more realistic.

And even the definition of when it stops being a rental you visit and a residence you reside in is a fluid target.  

These rules are fluid.

Hello BP community, My Name is Tony Delatorre, Currently living in south Florida, I own 2 LTR in hot springs, Ar that I go through a property management company with, I plan on self managing at the beginning of lease renewals, I am looking to connect with Investors, tax professionals, and also lawyers, also a couple questionsA little more about me- I am in the industry of blue collar, I work as a Journeyman Lineman for the IBEW, I build, maintain power lines with power company’s from transmission, distribution, substation, from maintenance, construction, natural disaster restoration and inspections, I have 10 years in the fieldI bought my First property as a primary residence back in 2018 and turned it into a rental property in 2021, and cash flows about 200 with PM, but has about 100k in equity, I bought my second rental property in 2021 that cash flows 300 and has about 50k in equityI currently do no have any consumer debt besides rent and mortgages, and currently keep my money in HYS accounts, and Roth IRA, and some investment accounts, I have about 85k cashMy goals coming into 2024, is obviously connect, educate, and learn from experienced real estate investors and also diversify my portfolio with multi family and str, also am in the process of starting my own commercial business using drones to inspect power lines for power company’s, and also plan to utilize it for real estate purposes such as surveying, insurance adjustments, photos, videos etc, if any lawyers want to connect, I do have questions on structuring a business in this field and in real estate. 

The rebuttal or pitch they use is in case you have car issues such as a transmission, the lender knows in advance the money they provide is being used for the rehab, etc.