My overall goal with real estate is to have a small portfolio of STRs and LTRs that I'd hold to sustain my lifestyle going forward.

After completing the remodel, I plan to switch to a different insurance policy and be refunded the unused portion of the escrow, making this approach a win-win for improving my home and saving money on insurance.Additionally, by paying 5% down and planning to reach 22% equity in the property to eliminate PMI, I'm taking proactive steps to reduce my monthly expenses and make homeownership more affordable and sustainable in the long term.ConclusionI'm curious to hear from the BiggerPockets community: have you found that renovations can help reduce insurance costs?

NACA has a tendency not to return calls in a timely manner.

OCF was fantastic about taking care of these in a timely manner, and also sending my pictures as the repairs were done. 

Id love any and all input and help regarding this manner.

Can I simply ignore it or should I respond back in a terse manner and offer her again what I previously did, the ability to break out of her lease without any penalties.

The local economy is supported by several diverse sectors including healthcare, manufacturing, and retail, which sustains employment levels and underpins rental demand.

There are 6 key areas of having your own real estate business that I recommend reviewing periodically to ensure you are on the path to growth and sustainability.

It is inexcusable to not communicate with an owner in a timely manner.

An elderly woman claimed to have slipped on some stairs climbing onto the porch, which caused her to fall and sustain a compound fracture of her leg.