There are very subtle differences in an already small footprint for these cities.

Also, it takes an agent many, many deals before he is able to navigate the contracts and all of the addenda, the timelines and deadlines, the subtle nuance of contract language, and unfortunately the poorly written contracts themselves.

You know the area, so you know where the subtle boundaries are between neighborhoods.

Bright pastel colors ..

Determine your demographic, make subtle but good improvements to speak to that demographic.

This seems more like a subtle advertisement than an actual analysis of buy and hold.   

I'm missing some subtle distinction here, maybe.

If not, they're not making any more money and the cost of accelerating the loan and essentially getting paid off 'not a short sale' but short of the potential amount made from keeping the loan to term.I do usually notify the bank but in a subtle way to not draw a lot of attention to me.

I love those subtle changes that I can make to my process to improve my ratio.

If you are thinking about the money you will make instead, those subtle vibes leak out and even though the homeowner may not verbalize it, it could sour them.