I think it is really up to what you can provide to the investor.

If you provide any kind of substantial services like catering, car service, etc you will change you tax situation and no longer can file under Schedule E.

I am constantly reaching out to provide value to other wholesalers out there and in turn others see my company name. 

Hi Aaron - check out our lender page here on BiggerPockets - you can see info and a long track record of strong reviews: https://www.biggerpockets.com/business/page/49Also, sharing links to the 10-Part Article Series we published here on BP on everything you need to know about DSCR Loans - we are fully committed to transparency and providing info/guidance to the BP investor community!

In most of those cases, their broker took a high fee and the investor didn't end up with a great deal.Here are a couple of things that are a tipoff you are not working with a broker with your interests at heart (1) they want to pull your credit before having a conversation, or (2) they send you a long list of things you need to provide them before learning about you and your deal.The conversation should start with why you are interested in REI, then understanding your strategy to get there.

The $1,500 net cash flow you mentioned represents a tightened rental return that could provide consistent passive income.

You can't decide which one to choose based on the minimal information you provided.

The longest terms our plans provide to pay back the money is 5 years and the payments get made automatically through payroll deduction. 

@Adam Newman you will want to confirm this with the bank but you can’t take a loan out to borrow for part of the down payment so you’ll need to provide all the funds yourself or have a gift from someone for that which you don’t have.If you have a gift from someone to bridge the 20%, that would be ideal.  

Secondly, short-term rentals provide flexibility for owners, allowing them to potentially use the property themselves when not rented out.