or any kind of product that will help me tap into the equity of my lot. 

@Brock Mogensen, I scheduled a demo with their team and it looks like a great product.

He provided a list of staging products, and now we’re realizing just how expensive it is to get the house ready for Airbnb.

I don't understand why anyone would take that approach when trying to sell a product. 

There may be some products available through a brokerage that requires less, but you may need to do a little digging. 

Because of the design issues and how sprawling they build (meant to be a suburban product), they valuations are going to be lower than an urban or urban adjacent infill lot.

Interest only on 30 products used to be decent but now for what you save in the interest only period you really pay the price later when that period ends.If you are getting under value by 30%, then a plain FRM should work fine. 

I wanted to add to the Why, should a investment property buyer use a DSCR program over a Full Conventional purchase or refinance, as we do all programs, whether for a primary, 2nd home or investment property.Currently Full doc loans, meaning using tax returns (2 years) for qualifying can be tedious work and interest rates are higher compared to our DSCR products, since on Fannie Freddie conventional loans require LLPA's ( loan level price adjustments) added to the base rate.

I would suggest you use a different non-qm loan product that allows for family members to occupy but doesn't require you to make it a primary residence.

What types of products are you seeking?