Any insights or personal experiences would be greatly appreciated!

It would allow Airbnb to screw both hosts and guests (assuming airbnb is the ota chosen).  

I dont know Nathan personally..

I spent many years managing myself and personally collecting rent checks. 

Hey @Logan Barwick, I personally like option 1, but this depends on what your strategy is to grow your real estate portfolio.

So the question becomes based on their individual and personal tax situation what is the estimated tax burden they'd save? 

Your IRA can borrow, but you have to be careful to not personally guarantee it.

Another popular option is AgFirst but I personally have had a hard time getting responses from them.

If the IRS has a Form 1098, they assume that the person listed on the form made the payments, and they move on. 

Personally, If I could pull out a HELOC, I would use it to fix and flip which will typically make sense as you shouldnt be keeping the money out for that long and you can recycle it or pay it back and build off the capital that you got from. the flip.