You have to pay to live somewhere.

Hello All,We are building  a house for sale and need to decide on the kitchen layout.

I live in Miami Florida and I pay over $3 per square foot in rent with some going as high as $5.

We pay $55 per month for Wife and each cam was $220x4-There is also cloud recording(up to 10 cams) for $9 per month. 

your comment around "approvals will be easy to get" gives me pays if you've not done this type of project before, I understand your logic, and I don't know your local municipality but it always seems to me that no matter how easy we think a project or approval is going to be, something always comes up.

However, my portfolio is mostly B2B and the businesses I work with are comfortable paying the nonrefundable fee plus the refundable security deposit. 

So many things wrong with all this.First don't pay for this.

Often times you will pay much more in taxes than if you pulled the money out, paid the taxes and penalty and then started investing in real estate.For example, with the financing you mentioned, the IRA must pay taxes on the portion of the profit earned by financing. 

There are no preconstruction listings for sale (they're used to be 20 at any given time).

This would likely take coordination with a tenant at some point - (ie - plenty of notice to them that they must vacate in order for you to sell the property)Since your current home is free and clear -  you could do a cash out refi or take out a new mortgage on the new house to be able to buy your paren't house and pay off the mortgage.