(normally recommended, especially if you are a landlord)- Water Backup: For water damage due to the backup of Sewers or Drains.- Personal Articles: Coverage for belongings that have a special or collectors valuesuch as Jewelry, Furs, Fine Arts, Collectibles, etc...Your age should not be a factor on the pricing but, depending on the company these other factors may get you credits:- Insurance Score (company pulls certain info out of your credit report).

Feel free to reach out if you’d like to connect or need more insights!

Let them pay the deposit with a credit card.

You are bold for taking on a non-paying tenant. 

Does anyone know of a good resource for this type of rental or a good contract attorney?

Another student rental that has a mortage of 900k me and my wife live here on a private floor. thrid property is also another rental ( duplex w a mortage of 390k ) was fully rented but tenant upstairs has moved out a year ago so I decided to renovated to do short term rental added in 2 ensuite rooms.

This is where it pays to consult with a real estate attorney.

When I receive inbox messages and the sender can't even keep their name consistent between signature and account name, you know its getting out of hand.

There are a ton of brick quads just north over the river in Cincinnati to choose from.

But if this is a one-off, it's probably better to pay a local co-host who already has the local connections.Talk to @J.